Iv been readin that F2P isnt worth it, unless u have loads of cash and u dont have to go to work.
Technically it should be "or" there not "and".
If you have lots of cash you can spend very little time, alternatively if you can play 12h+ a day every day, you don't have to spend money.
In the latter case however you need to do lots of very abusive and tedious stuff that not many people are mentally ready for.