I have 57 rubies and 67 talents. Considering I have first mage page and second mage page, you can take 2 rubies off. So 55, I think you can get around 47 from leveling, with the remaining to 55 being world mystery rewards( I think 3 rubies are from raids, so if you don't raid, you should have 52 easy). As for talents, I'm not that sure, I have a blue scroll that gives 1 extra talent, so 66 may be the number.